Information on foster carer allowance and benefits
A question many new carers ask is, "How much can I earn through fostering?" While fostering is a deeply rewarding vocation and much more than just a job, financial support is an important part of the picture.
The amount you’ll receive depends on where you live, the type of care you provide, and the specific needs of your foster child. We’re proud to offer our carers a generous allowance to cover essentials like food, clothing, and bills, with additional support available for any special requirements.
On top of that, you’ll have access to expert-led training and a support network of professionals and other foster carers to help guide you every step of the way. You’ll also get 14-days of respite care so that you and your family get the chance to rest and recharge. It’s all about making sure you can give children a safe, stable, and loving home with the best care possible.
Our fortnightly allowance varies based on the child’s age, specific needs, the number of children in your care, and the type of fostering placement.
Fostering is one of the most rewarding roles you can do, and our fostering allowance is designed to fully support you on this journey. The allowance covers essential costs like household bills, clothing, and other necessary expenses while also recognising the dedication and hard work you do.
To show our appreciation, we provide an annual allowance increase to give our carers added financial security, comfort, and peace of mind.
Your fostering allowance is designed to cover the essential costs of providing a safe, secure, and supportive environment for the child, along with additional expenses. It includes:
Food and household bills
Clothing and personal items
School supplies and educational activities
Leisure and recreational activities
Transport and travel costs
Special events and holidays
Any specific care requirements
When choosing a fostering agency, allowance matters - but it's just one part of the picture. With us, you’ll receive comprehensive guidance, training, and benefits that go beyond financial assistance, ensuring our carers feel truly valued and supported.
A close-knit community where everyone feels welcome from day one.
Carer-led initiatives with regular support groups and activities for all carers.
Family outings and social events to build connections.
Recognised as one of the most diverse agencies in the Northwest.
Ongoing training and development to continually build your skills.
24/7 access to our social workers, 365 days a year.
Cost of living support, including petrol allowances.
Exclusive access to a rewards platform with thousands of high-street discounts.
Free membership to FosterTalk.
Key facts at a glance:
Foster parents are classed as self-employed and must complete an annual self-assessment tax return.
You may need to pay some tax, but this depends on your individual circumstances.
The good news:
HMRC provides a special tax relief called Qualifying Care Relief, meaning most foster parents don’t pay tax on their fostering income. You’ll receive a £19,690 annual tax exemption, plus additional relief for each child in your care—making most fostering income completely tax-free.
If you've been thinking about fostering, reach out to us to talk about taking the first step. We're waiting for someone exactly like you!
Contact us
Yes, many foster carers work full-time, though some placements require more flexibility. We’ll work with you to find an arrangement that suits your schedule and the child’s needs.
Yes. Many mortgage lenders accept fostering income, and some even offer products specifically for foster carers. If you're thinking about applying for a mortgage, it's worth speaking to a lender or mortgage adviser who understands fostering income.
Having debt doesn't automatically prevent you from becoming a foster carer. Every application is considered individually, taking your overall financial circumstances into account. If you're unsure whether your situation could affect your application, our team will be happy to offer confidential advice.
Yes. You don't need to own your home to become a foster carer. Whether you rent privately, through a housing association or live in affordable housing, you may still be eligible to foster. The most important requirement is that you have a suitable home with a spare bedroom for a foster child.
Many foster carers don't pay National Insurance because their fostering income falls within the available tax relief. Depending on your circumstances, you may choose to make voluntary National Insurance contributions to protect your entitlement to certain state benefits and your State Pension. If you're unsure, we recommend seeking independent financial advice.
